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October 05, 2004

The annuity solution

There is a simple way to take advantage of annuities without, on the one hand, paying too much for extra features or, on the other, giving up access to all your retirement assets. That solution: Invest a portion of your retirement portfolio in one or more low-cost annuities with no expensive options, and keep the rest of your money in a portfolio of mutual funds and/or stocks and bonds that you can draw from as needed.

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Posted by Tom Troceen